1. B2B Commercial Debt Recovery (Pre-Legal)
Structured, professional pre-legal debt recovery for
business-to-business debts.
We provide a structured, professional debt recovery service for
business-to-business debts, including unpaid invoices, trade
accounts and service charges.
What we do directly
- Review of contracts, invoices and correspondence.
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Tracing and verification of debtor company details (where
appropriate).
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Professional demand letters, emails and telephone follow-up.
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Negotiating realistic repayment proposals and settlements.
- Setting and monitoring payment plans.
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Preparing case summaries and documentation if legal action
becomes necessary.
If legal proceedings are required, we arrange instruction of
regulated solicitors to issue and manage court claims.
We focus on commercial debts only, and do not provide consumer
debt advice.
2. Commercial Rent Arrears & Service Charge Recovery
Practical support for commercial landlords dealing with rent,
service charge and insurance arrears.
We assist commercial landlords in recovering rent arrears, service
charges and insurance contributions from business tenants.
What we do directly
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Review of lease terms (rent, break clauses, forfeiture rights).
- Arrears schedules and communication with tenants.
- Formal rent arrears notices and demands.
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Negotiation of clearance plans and arrears repayment proposals.
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Coordination of CRAR (Commercial Rent Arrears Recovery) where
appropriate.
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Case management and reporting back to the landlord throughout.
What else we can do
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The exercise of CRAR and any taking control of goods is carried
out only by certificated enforcement agents engaged by us on
your behalf.
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Any required legal notices or possession proceedings are
prepared and conducted by qualified solicitors.
3. Peaceable Forfeiture & Re-Entry Coordination (Commercial
Only)
Coordination of lawful peaceable re-entry where commercial lease
forfeiture is available.
Where a commercial lease allows for forfeiture, and it is legally
appropriate to do so, we help landlords regain possession of
commercial premises by coordinating peaceable re-entry.
What we do directly
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Initial review of the situation (commercial use, lease terms,
arrears/breach history).
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Liaison with landlord & tenant solicitors to confirm whether
forfeiture is available and advisable.
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Planning the timing and logistics of re-entry (typically when
the premises are unoccupied).
- Arranging specialist locksmith/contractor attendance.
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On-the-day coordination and evidence gathering (photos,
inventories, notices).
What else we can do
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Legal advice and confirmation that forfeiture is lawful in the
specific case is always given by regulated solicitors, not by
us.
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Physical re-entry and lock changing are carried out by
specialist contractors/locksmiths, following the solicitor’s
instructions.
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Any subsequent litigation or relief from forfeiture applications
are handled by solicitors.
4. Judgment Enforcement Coordination
Turning County Court Judgments into practical enforcement through
approved partners.
If a creditor already has a County Court Judgment (CCJ) or obtains
judgment via solicitors, we can help turn that paper judgment into
actual payment.
What we do directly
- Review of judgment and debtor information.
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Advising on practical enforcement options (instructing approved
third parties).
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Collating documents and forms required by enforcement partners.
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Coordinating instructions and providing ongoing updates to you.
What else we can do
Depending on the method chosen, we engage:
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High Court Enforcement Officers (HCEO) for writs of control over
qualifying judgments.
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Certificated enforcement agents for enforcement of certain
orders and warrants.
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Solicitors for applications such as charging orders, third-party
debt orders, orders for information and insolvency proceedings
(statutory demands, winding-up/bankruptcy petitions).
All court applications and formal legal work are carried out by
regulated legal professionals and authorised enforcement bodies.
5. Tracing & Pre-Enforcement Intelligence
Accurate information to support realistic enforcement decisions.
Effective enforcement starts with accurate information. We can
assist with pre-enforcement intelligence to improve recovery
prospects.
What we do directly
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Basic company checks, credit checks and public record searches.
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Reviewing available financial information and trading history.
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Assessing practical recovery prospects to help you decide on
next steps.
What else we can do
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Where needed, we may work with specialist tracing and
investigation firms regulated where appropriate, and/or work
alongside solicitors who commission more detailed
investigations.
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We do not conduct or instruct any unlawful surveillance or
harassment.
6. Arrears Portfolio Management for Landlords & Creditors
Centralised arrears management for portfolios of commercial
accounts and properties.
For landlords, managing agents and businesses with multiple debtor
accounts, UK Debt Enforcement can act as a centralised arrears
management partner.
What we do directly
- Onboarding of multiple accounts and properties.
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Standardised processes for reminders, demands and escalations.
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Reporting dashboards showing amounts outstanding, recovery
status and next actions/timelines.
- Regular portfolio review calls with your team.
What else we can do
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Any regulated collection activity, legal action or physical
enforcement across the portfolio is delivered by our network of
FCA-regulated firms, solicitors, certificated enforcement agents
and High Court Enforcement Officers, under your instructions.
7. Legal & Compliance Support (Via Partner Firms)
Access to specialist law firms while we keep the process joined
up.
We are not a firm of solicitors and we do not provide legal
advice. Instead, we maintain relationships with carefully selected
specialist law firms to support your cases where legal input is
required.
Through these partner firms, you can access:
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Formal legal advice on leases, forfeiture, guarantees and
security.
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Drafting of section 146 notices, break notices and other
statutory/contractual notices.
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Issuing and conduct of court proceedings for debt or possession.
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Representation at hearings, mediation and settlement
negotiations.
We coordinate the process and keep communication joined up, so you
are not left juggling multiple providers.